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The Voice of the Black Community

Business

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Dos and Doníts of charge-off debts
Wednesday, August 27, 2014
With 19 of the nation’s banks annually selling $37 billion in charged-off debts, the absence of clear guidelines for banks and debt collectors has led to many consumers facing lawsuits, harassing telephone calls and threats over debts they may not even owe. Even worse, debt collectors have coerced or sued the wrong people, overstated the amount or
 
How to get approved for a business loan
Wednesday, August 27, 2014
Myths and misconceptions about the reason banks decline loans and the rate at which this happens are as common today as ever. As a banker, it’s my goal to bring clarity to the process, and explain what it takes for a business to get a loan and why a loan application may be declined. Let me share a few credit basics small business owners should know
 
Saltbox Seafood Joint
Wednesday, August 27, 2014
DURHAM – If you find yourself craving fresh seafood, the Saltbox Seafood Joint is the No. 1 place to go. Located in historic Little Five Points and just a few blocks from downtown Durham, this may be the most popular not quite “best kept secret” in Durham. I recently visited the Joint twice, first to enjoy a delicious meal, and then to
 
Report declares 77 million in debt
Wednesday, August 20, 2014
It is no secret that Americans have some serious issues when it comes to debt. A recent report released by the Urban Institute titled “Delinquent Debt in America,” examined non-mortgage debt with help from the Consumer Credit Research Institute. What is that you may ask? “It is any debt in collections that involves a non-mortgage bill
 
Black women-owned businesses up by 258 percent
Wednesday, August 20, 2014
WASHINGTON – From the rubble of the Great Recession, women business owners are emerging victorious with record growth and economic impact. Even so, women entrepreneurs still face barriers to success. Today, 30 percent of all American businesses have a woman at the helm. African-American women in particular are a driving force, establishing their
 
Single parents jeopardizing retirement to fund childrenís college education
Wednesday, August 20, 2014
How are single parents prioritizing their financial futures? Allianz, a multinational financial services company, asked just that question in the LoveFamilyMoney study looking at how the contemporary American family spends and saves. Many single parents (45 percent) say they are motivated to create and implement a long-term financial savings plan for their
 
M&F Bank appoints new president/CEO
Thursday, August 14, 2014
DURHAM – Delaware banking veteran James H. Sills III has been given the charge to lead Mechanics and Farmers Bank. Sills will take over as president and chief executive officer Sept. 1. He was previously secretary of the department of technology and chief information officer for the state of Delaware, and will succeed President/CEO Kim Saunders who
 
Overdraft fees drain dollars available to consumers
Thursday, August 14, 2014
Consumers who maintain low and no cushions in their checking accounts may have thought that the overdraft “banking service” was a big help against bouncing checks. But as the use of debit cards have replaced most cash purchases, this service has become a drain of available cash for consumers and a major source of revenue for banks. A new
 
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Upcoming Events

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Equestrian Exchange Event

Equestrian Exchange provides NC Largest Equine

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Youth Summit

Larry “LAK” Henderson, known as the

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Sorority News

Zeta Phi Beta Sorority, Inc. Eta Phi Zeta

Latest News

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Ask Dr. Swiner: How worried should we be about Ebola

We’ve been saddened and scared by news of spreading Ebola in Africa and the two workers

Kid-run organization cultivates community

DURHAM – When Heven Rooks was 10 years old, she saw a homeless man begging for money. From

Affordable housing remains top priority in Chapel Hill

An affordable housing development proposed for Legion Road remains a top community priority, in